Sunday, January 8, 2017

The 100 Happy Birthday Wishes





The 100 Happy Birthday Wishes

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Expressing best wishes for birthday has never been easier with these 100 best Happy Birthday Wishes for family and friends. We have prepared for you quotes and sayings for happy bday brother, for special lady in the world mother, happy birthday sister, best wishes to friends and best guy in the world dad! So read on and enjoy!

Best Happy birthday quotes and sayings

I hope your special day will bring you lots of happiness, love and fun. You deserve them a lot. Enjoy!
Have a wonderful birthday. I wish your every day to be filled with lots of love, laughter, happiness and the warmth of sunshine.
May your coming year surprise you with the happiness of smiles, the feeling of love and so on. I hope you will find plenty of sweet memories to cherish forever. Happy birthday.
On your special day, I wish you good luck. I hope this wonderful day will fill up your heart with joy and blessings. Have a fantastic birthday, celebrate the happiness on every day of your life. Happy Birthday!!
May this birthday be filled with lots of happy hours and also your life with many happy birthdays, that are yet to come. Happy birthday.
Let’s light the candles and celebrate this special day of your life. Happy birthday.
You are very special and that’s why you need to float with lots of smiles on your lovely face. Happy birthday.
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Special day, special person and special celebration. May all your dreams and desires come true in this coming year. Happy birthday.
You are my true friend. You were always with me, you supported me, you boosted me up when I was down. Thanks for being such a friend of mine. Happy birthday.
Let your all the dreams to be on fire and light your birthday candles with that. Have a gorgeous birthday.

The 200 Best Happy Birthday Quotes
Happy Birthday To You
The 60 Happy Birthday Wife Wishes
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Happy Birthday Mother in Law Quotes
Happy Birthday Mom
Thank you for the Birthday Wishes
100 Happy Birthday Son Quotes
105 Funny Birthday Wishes
200 Belated Birthday Wishes
60 Birthday Wishes for Niece
40 Happy Birthday Aunt Quotes
Happy Birthday Sister in Law Wishes
40 Birthday Wishes for Sister
60 Happy Birthday Girl Quotes
60 Birthday Wishes for Uncle
Happy Birthday in Heaven Wishes
Happy Birthday Mom in Heaven Quotes
Happy Birthday Daughter in Law
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Happy Birthday Princess Wishes
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Happy Birthday Grandson Quotes
60 Cute Birthday Messages
You are a person who always deserves the best and obviously nothing less. Wish your birthday celebration will be as fantastic as you are. Happy birthday.
I want your birthday to be celebrated as a national holiday because then I’ll get a day off. Happy birthday.
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Another birthday, so you are growing older gradually. But I find no change in you. You look perfect like before. Happy birthday.
Happy birthday. May all the best things of the world happen in your life because you are definitely one of the best people too.
It’s your birthday. Now you’ve more grown up. Every year you’re becoming more perfect.
I always wished to be a great friend like you. But there is no way to be a better friend than you in the world. Happy birthday.
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Soon you’re going to start a new year of your life and I hope this coming year will bring every success you deserve. Happy birthday.
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It’s a wonderful day and I’ve brought a beautiful and delicious cake for you. Now it’s time to celebrate and make this special day more colorful. Happy birthday.
Wishing happy birthday to the best person I’ve ever met in this world.
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Thank you for all the memories we have. Without you the world would have been colorless to me.

Short Birthday Wishes

Sister, can you remember all those childhood memories of us? Many more wonderful memories are yet to come. You are the greatest sis in the world. Happy birthday.
You are the only one who helped me a lot, guided me a lot and never given up when even I was not confident. Thanks for being all the way with me. Happy birthday.
It’s an honor for me that the best man in this world is my brother. Happy birthday.
Best collection of happy birthday images to express your feelings.
I feel proud when I call you my sister. I want to feel this today and every day.
Dad, you have always been a good friend to me and I hope we will remain forever. Happy birthday.
I wish a very happy birthday for the second much loved child of my parents.
Happy birthday brother. You are not only the greatest brother in the world, but also the best friend of mine.
Mom, there is no one who can come even closer to your winning ways. Happy Birthday to my great mom.
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Mom, there is no other person who can take the place of yours in my heart. I’m so lucky that I’ve found the best mother in this world. Happy birthday.
Every morning when I wake up, I always thank you. You are the one who loves me unconditionally. You are always my lovely mom, wishing you a happy birthday.
Mom, you are my angel. My heartfelt greetings to you on this special day. Happy Birthday.
Mom, you are my strength that always helps me to fight against all odds of my life. I love you and Happy birthday.
Mama, all I want that I could grow up like you in the coming days. I wish you a happy birthday and it’s all your guidance for which I have become the person I’m now.
Mom, throughout the life your valuable advices have led me safely. Your words are my guidance and your love is the most precious item to me. Happy birthday.
Every mom is special, but trust me there is no other mom who can be compared to your qualities. On this special day, I want to thank you and wish happy birthday.
Mama, I want to thank you for keeping the belief in my ability. When everyone else had given up, you were the only person to guide me all the way. Have a wonderful day.

Religious Birthday Wishes

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Birthday Love Wishes

No matter how much I grow up, still it seems that we were young yesterday. Love you so much bro. Happy birthday.
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Bro, I love you so much. May all the best blessings rain upon you today and always. Happy birthday.
Take all the best wishes on this special day and become a great man in life. Love you so much, brother.
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Wishing my friend a very happy birthday and you don’t need to speak it out loud that I’m your best friend too. Love you dear.
I placed you in my heart since you were born. You are the best gift ever that I’ve gotten from our parents. I’m so lucky to have you as my younger brother. Happy birthday.
Friend, though the list of our fight is too long, but still I want to wish a wonderful birthday.
Dad, you never did anything wrong in your life so you deserve all the good things in the world. Have a gorgeous celebration on your special day.
Happy-Birthday-Wishes 19
You are not only the very best dad, you are like a role model to me. Happy birthday.
Your simple words could bring a big smile to my face. I’m really thankful to GOD for giving me such a loving sister.
I want to thank you my sis, for being the most loving and caring sister in the world. No one understands me better than you. Wish you a Happy Birthday.
70 Happy Birthday Quotes for Friends
Your birthday is more special to me than you, because on this day, I found the most precious friend of my entire life. Happy Birthday.
A birthday cake is always good, but to me a friend like you is undoubtedly great. Happy Birthday.
Brother, I’m really thankful to you for being an excellent friend of mine. I’m wishing you a Happy Birthday.
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My warmest wishes for the most wonderful mother for her special day. Happy Birthday bro.
Bro, throughout the life your valuable advices have led me safely. Your love is the most precious item to me and your words is my guidance. Happy birthday.
Every brother is special, but for me there is no other brother who can be compared to your qualities and abilities. On this special day, I wish you a happy birthday.
The person who has always guided me, for who I am and loved me the most. Happy Birthday, dad.
Sister, you were always my partner in all the amazing works we did, but I’m going to miss those funny incidents as you are getting older. Happy Birthday.
May be you are growing older every year, but to me you’ll always remain as my cute, little sister. Have a Happy Birthday.
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Your simple words can bring smile on my face, can keep me laughing always. Happy Birthday, sis.
Mom, you are the only person in this entire world who can turn my tears into a big smile. All I want to say is – I love you. Wishing a Happy Birthday.
Happy Birthday Sister wishes
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Sister, there are so many sweet memories of our old days that can easily make large stories. I cherish them forever. Have a Happy Birthday.
I could never find a better friend than you in this whole world. Wishing you a Happy Birthday.
Thanks my dear friend, for being the perfect partner of my simple life. Have a happy birthday.
If I’m given the opportunity to pick my best friend, then I will choose you always as my best friend because I need you more than anyone. Happy Birthday.
I’m so glad to have a nephew like you and there is no other nephew in the world that is quite like you. Have a gorgeous day nephew. Happy Birthday.
Happy Birthday, sis. Can you remember that how we used to smile in our old days? You still have that pleasant style of smiling and that’s why I love you sister.

Birthday Wishes for Friends

Thanks for being the perfect companion on the rides of FRIENDSHIP. I always felt out of this globe when we were together. Happy Birthday.
Happy Birthday Baby
Friends always have a special bond between them and no one can break it. Wishing you a Happy Birthday.
Brother, your presence in my life has made it more elegant. I hope you already know it. Happy Birthday, bro.
Friend, you have brought plenty of happiness in my life. Have a special celebration on your special day.
The guidance I got in all these years was wonderful. I’m very grateful to you, mom. Wishing you a very happy birthday.
The best friend in this world deserves world’s best wishes from all. Happy birthday to you.
Brother, I want to thank you for giving all the affection to me throughout my life. Have a nice birthday.
Top 65 Happy Birthday My Love
Mom, take my heartiest gratitude on your special day. I love you. Happy birthday.
You are the most amazing, good-looking and smart person I’ve ever met in my entire life. Love you dad. Happy birthday.
I want to wish the greatest sister a very happy birthday. Love you, sis.
No one else has the biggest heart in this world. Happy birthday, friend.
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A loving sister like you can bring me the faith that I’m never alone, because you are always beside me. Happy Birthday, sis.
Happy-Birthday-Wishes18
I want to wish a very Happy Birthday to the smartest friend in this entire world.

Birthday Wishes for a Best Friend

Brothers like you are very similar to the best friends. Happy Birthday my dear best friend.
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Happy Birthday to my Best Friend
You cannot compare the relation between brothers to anything in the world – especially the millions of memories that you cherish. Happy Birthday.
Friend, we shared so many laughs and thoughts and also boosted each other up when we were down. Have a wonderful birthday.
Happy Birthday, sister. I believe this new year of your life will you the wonderful things in your life. Love you so much.
My loving brother, I’m so glad to have you and you’re such a friend whom I’ll be loving throughout my entire life! Happy Birthday!
Happy Birthday Brother quotes
Wishing a very Happy Birthday to my lovely mom. I want to thank you for being my best friend as well.
There are so many important things that I’ve learnt from you. Happy Birthday, dad.
Sis, we are a great pair because we always look gorgeous in our photos! Happy Birthday.
The years we shared while growing up are like treasures to me. I can remember our every moment of laughter. Happy Birthday, my dear friend.
Top 60 happy birthday dad quotes
There might be thousands of sisters in this world, but to me you are the best, without any doubt. Happy Birthday.
I’m so lucky that I have such a beautiful and precious relationship with my loving and wonderful friend. Happy Birthday.
You are the one for whom I have understood the love and accompany of a sister. Happy Birthday, sis.
Wishing Happy Birthday to my charming and extremely talented friend.
50 Best Happy Birthday Wishes for Daughter
Sister, your presence in my life has made it more gorgeous. I hope you already know it. Happy Birthday, sis.
Wishing my best friend a big happy birthday. This special day is only made for you.
I’m thanking you for always being a perfect companion on my journey. Without you I would have been absolutely lost. Wishing you a very Happy Birthday, mom.
We’ve shared many good times and did so many things. Thanks for everything. Happy Birthday.
Though we argue about many things and irritate each other. But I love you and consider you always as my best friend. Happy Birthday, friend.
Wishing a happy birthday to my amazing cousin. I hope all your dreams will come true very soon.
It’s so great to have you as my best friend. I would like to share my every single moment with you. Happy Birthday!!
Dad, please keep in mind that I love you so much. I’m wishing you a lovely and colorful birthday.
I’m sending this birthday message to the best-looking and extraordinary sister in the world. Love you so much.
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I hope your birthday is going to be a terrific one. Enjoy your day and be happy always. Happy birthday.
The world has become a better place to me and it’s only for your presence in my life. Thank you so much. Happy birthday.

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21 Legit Ways To Make Money Online

21 Legit Ways To Make Money Online
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Technology's ever-pervading permeation into every last fiber and morsel of society has caused a dramatic upheaval in the way we live, work and entertain ourselves. Thanks to the disruptive nature of the internet, the rate of change has only increased exponentially in recent years.
Yet, with so much change in the world today, and a nearly-instantaneous access to the globe's population through mediums such as social media and online search, many people are still left perplexed by how they can utilize the powerful technology inherently available through the internet, to actually make money online.
The truth? It's not easy making money online today. With so much competition and so many people and headlines vying for our attention, sifting through and finding reputable sources to generate any respectable amount of income through the web has become an ever-increasing challenge.
Often, what happens is that we run into unscrupulous Internet Marketers (IMs) who have less-than altruistic intentions of extracting money from you rather than helping you to make it. However, this isn't something new. People have been falling for networking marketing, pyramid schemes, and affiliate marketing scams since before the start of the net.
So, where are we supposed to turn to make money the legitimate way online? This isn't just about generating passive income; this is also about finding ways and means to create an active income through the conveniences afforded to us by the internet that will not only help us with our debt obligations, but also empower us to save, invest and get really rich in the future.
Recommended by Forbes
It's not easy by any means. Anyone that tells you otherwise isn't being transparent with you. It takes an enormous amount of effort and authority-building before you can really start getting rich through your online income-producing activities. However, there are some basic methods for making a respectable amount of cash in the short term.
Pain Versus Pleasure
Before I talk about some of the methods for making money online, I wanted to address the role of pain versus pleasure. Every decision that we make in life is weighed on a pain-versus-pleasure scale. We will always do more to avoid pain than we will to gain pleasure, plain and simple. However, this is also what holds us back from succeeding in any endeavor.
Let me explain...
Now, making money online should seem like a pleasurable activity. Why wouldn't we do just about anything to see things through, since it would be a major source of pleasure, right? Wrong. In the beginning, like anything else, we might get really excited about it. We might also set our hopes very high. But that all comes crashing down when we begin to fail.
The problem? In order to make serious amounts of money online, you need to the most amount of work for the least initial return, not the least amount of work for the greatest return. Translation — major amounts of pain. That's also the problem with how affiliate marketers, network marketers, and IMs attempt to sell you the "dream," so to speak.
When people buy into the hype, they set their expectations extremely high. All they need to do is send a few emails out, and voila, instant millions overnight. Well, clearly it doesn't quite work like that. The issue at heart is that we will always do more to avoid pain than to gain pleasure in the short term, not in the long term.
That's why it's so hard to quit bad habits or do anything else that requires any semblance of struggle. The human mind is hardwired to avoid pain in the short term, not in the long term. It's part of our survival instinct. However, you can easily overcome this in the long term as long as you set your expectations the right way.
What Are The Best Ways To Make Money Online? 
As someone who's been immersed in a number of online industries for quite some time, I know a thing or two about what it takes to succeed in this arena. However, just like you, I started at ground zero with little knowledge, but a great deal of passion. What I learned along the way were some invaluable lessons from failure that hurt at the time, but helped immensely in the grand scheme of things.
Today, if you're at all serious about succeeding in any endeavor, whether online or offline, you have to deliver enormous amounts of value. Yes, you have to do the most amount of work for the least initial return. This is especially true online. Why? Because it takes time to build authority and create an audience, two primary ingredients necessary to succeed in the wonderful world of commerce on the web.
Every successful business and person has delivered a tremendous amount of value at the outset. They did the most amount of work, and they inspected every detail meticulously, to ensure that they were doing right by their customers. As long as you keep that in mind, and you don't look for a quick buck, you'll succeed in the long term.
  • Find your niche — Figure out what you're good at or what you want to be good at. You don't need to be an expert right now, but you do need to decide where you're going to fit in if you're at all serious about making serious cash in the long term.
  • Build a blog on a custom domain — Your blog is your virtual home. Without it, you've no place to filter all that traffic and people interested in what you have to say. But don't build a blog on a subdomain like yoursite.wordpress.com, create a blog with a custom domain like www.yoursite.com. 
  • Always add value — Adding value over time creates authority, and authority breeds trust, which in turn helps to grow your audience and readership. Without a significant following, you'll find it hard to gain any traction online. It simply takes time. 
  • Create an email list and treat them them right — One of the best ways to make money online is by marketing to an actively-interested group of email subscribers. While most people think that email marketing is dead, that's far from the truth. This is your greatest potential source of income online. Think of it as your money tree. 
  • Don't sacrifice morals for a quick buck — At the outset, you'll want to do all sorts of things to make money online, but don't sacrifice your morals for a quick buck. Not only will you put people off, but you'll lose Google's trust. You also shouldn't concern yourself with things like Adsense or other ads on a blog before you have around 100,000 visitors per day. Yes, per day. 
The point? Think about the long-term results of your activities. It will seem frustrating in the beginning. Then again, everything worthwhile is going to be difficult. It will take time. Stick it out and don't give up. In the meanwhile, here are some of the best and most legitimate ways you can make money online in the short and long term.
#1 — Write And Sell An Ebook 
If you have a propensity for writing and you can slay with your prose, consider writing an ebook. While the market has certainly become saturated as of late, books that help teach people about a technical topic still sell extremely well. This is a great source of passive income but does require a large amount of effort at the outset before any money is generated.
You can sell your ebooks through Amazon's Kindle program or Apple's iTunes Connect, which gives you access to a large majority of the digital-book reading market and the barriers for entry are incredibly low. You don't need to invest lots of money to make this happen, but you do need to invest lots of time, not only in writing the ebooks, but in marketing them as well.
#2 — Sell Audiobooks With Audible
I've been in the audiobook-selling business for some time now and have over 3 dozen titles to my name. I know a thing or two about audiobooks. And, what I've noticed recently is that audiobooks are growing in popularity as their digital-ebook counterparts are becoming less and less popular.
People are turning to audio and visuals when it comes to technical subjects. However, you should consider doing an ebook first and turning it into an audiobook through a resource like Audible's ACX platform. You can hire a producer either through a royalty share program, so you don't have to shell out upfront cash, or you can do a pay-per-hour hire as well.
#3 — Create An App 
Yes, this is far more technical. Unless you have the right app-development skills, doing this is going to be a significant undertaking. But, apps are also a great source of passive income when done the right way. You can reach a massive audience of smartphone users by building a great app.
However, like anything else truly worthwhile, apps require a significant investment of your time or money upfront. If you don't have the skills, then you have to hire someone who can assist you in creating a great app. But first you need to come up with an idea that will sell. Do the proper market research and analytics to come up with the right app.
#4 — Use Mechanical Turk
Mechanical Turk is Amazon's take on micro-jobs. These are small miniscule-jobs that you can do for other people, which they call HITs, or Human Intelligence Tasks. These are super simple tasks that anyone can do. Some examples are listing off some URLs with certain kinds of images for one cent, or recording a few phrases with a microphone for 6 cents.
Yes, they don't pay much, but if you string together hundreds of well-paying HITs, you can make a bit of money quickly online if you're in a crunch for cash. Also, it's important to note that you can also employ people with HITs to help you with whatever micro-tasks you might have.
#5 — Offer Gigs On Fiverr
If you have some professional experience in graphic design, accounting, social media marketing, web development or SEO, for example, you could offer gigs on Fiverr starting at $5 per job. You could perform a valuable service that you could also up-sell to make more money per gig.
Fiverr is one of the biggest providers in the gig economy on the web and you can sell a wide variety of services and products through this medium. Do the research and find out what you can offer. However, keep in mind that like any other money-making task, it takes time to succeed here. And stellar reviews will help you generate more and more income over time.
#6 — Sell Professional Services On Upwork or 99Designs
Upwork and 99Designs are two of the biggest resources for selling just about any professional service under the sun. If you have extensive experience in a field, you might want to consider selling your services through one of these sites. 99Designs only applies to graphic design while Upwork applies to nearly every other professional service.
However, like anything else, the beginning will be difficult. Before you have a significant track record and extensive reviews, sourcing work in one of these highly-competitive platforms will be difficult. Find the most successful people in your niche and try to model your approach and online profile after theirs.
#7 — Build A Blog
One of the most exhaustive endeavors when it comes to making money online is to build a blog. But we all know that building a blog with real readership is difficult. It takes a lot of work. And I'm speaking from experience. However, once you reach a certain point, the progress and momentum sways in your favor and it becomes far easier.
Blogs can easily generate tens of thousands of dollars to hundreds of thousands of dollars per month when done right. Yes, that much. But it won't be easy to get there. However, looking back on it, a year from now you'll wish you started today. So why wait another moment?
#8 — Email Marketing
Email marketing is at the heart of every successful endeavor on the web. For those serious about making money online, email marketing is certainly where it's at. But it has to be done the right way. Before you even try to market anything to anyone via an email list, be sure that they're people that subscribed and opted in directly to you.
When you try to market to people via email out of the blue, you won't find as much success. But, if those email subscribers are actively and keenly interested in what you have to say, and they signed up directly through your blog or site, your success rates will be much higher.
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Saturday, January 7, 2017

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Boost Your Income

65 ways to earn extra cash

Jenny | Edited by Steve N
Updated 15 Jul 2016
There are scores of legit ways to add to your income, whether selling stuff, working from home or going online. After all, no matter how good a MoneySaver you are, a bit more money's always useful.
This guide to how to make money, possibly gaining £1,000s of extra cash, is designed to work alongside your tips in the forum.

Make your money work harder

Too many of us let cash languish in accounts or in products paying rotten returns. Shake off this laziness and make your money work harder, plus hunt down any forgotten funds or concealed cash. You may be amazed at what you find.

Give yourself a 25% pay rise

25% pay rise There's nowt more powerful than sorting out your own finances. By shifting to the best deal on every product, you can give yourself a 25% pay rise, without cutting back. Before anything else, this is the most important starting point.
How much? The average UK family could gain £2,500 to £5,000 a year doing this.
How do I do it? Use the step-by-step Money Makeover guide.

Make your credit card pay you

Cashback credit cards pay you back a proportion of what you spend each time you use them.
Set up a direct debit to pay the card off in full each month, so there's no interest cost, and you can earn £100s/year. Just use the card for all your normal spending.
 cashback credit card How much? The top cards pay 5% cashback for the first three months.
How do I do it? For updated best buys, see the Top Cashback Cards guide.

Don't accept pitiful savings rates

Make sure you're getting the most out of your savings. Too many people leave their savings in pitiful high street bank accounts where former best buy rates have dropped massively.
Even worse, you may have it in a current account earning just 0.1%. Stop! Five minutes' work will let you increase the interest massively.
How much? For every £5,000 you have in a top easy access savings account, you could earn over £100 a year more than in a poor account – potentially much more if you're able to tuck it away for a couple of years.
How do I do it? See Top Savings Accounts, Starting Saving and Best Bank Accounts.

Free £150+ for switching to a better bank account

There's fierce competition in the banking market, so much so, some bribe you to switch - often with as much as £150. As often these are best-buys anyway, take it and smile.
See Best Bank Accounts for a full guide on how to switch accounts, what the best deals are and what sort of account is right for you.

Pay off debts with savings

Most people who try to save while they're in debt are simply throwing their money away. The amount you pay in interest to borrow is much more than you earn on your savings, so pay the debt off with savings and you're quids in.
Always pay off debts with savings How much? Someone with £5,000 on a credit card and £5,000 saved is likely to be around £800 a year better off by paying off the debt with the savings.
Find out more: See the full Should I Pay Off My Debts?, Should I Pay Off My Student Loan? and Should I Overpay My Mortgage? guides.

Get the benefits you're entitled to

There's a plethora of benefits available – the key is working out whether you're entitled to them. The rather nifty tool from benefits specialists Entitledto in our Benefits Checkup guide does the work for you.
For more, read the Benefits Check-up, Pension Boosting and Childcare Costs guides.

Use your credit rating to stooze

Many credit card companies are willing to lend you money at 0% interest, so why not use this cash for everyday spending, replacing all other credit and debit card spending?
This means you'll now have debts on your 0% card (make sure you make the min repayment each month) and a similar amount in your current account, which you can save in an ISA or high interest savings account.
Pay off the full balance before the 0% ends, having earned interest on the money saved. This is known as stoozing. It's legal and can be profitable, yet it's only for the really financially-savvy.
For a full how-to, see the step-by-step Stoozing: Make Free Cash guide.

Flog what you've got – declutter and sell it

Whenever you finish using something, whether it's kids' clothes they've grown out of or an embarrassing old CD... flog it.
To take it up a notch, join the forum's mega-popular KonMari 2016 thread, where fans of the Japanese tidying craze share tips on how to purge every item that doesn't "spark joy".

Flog on eBay for best prices

If you've got it, and don't need it, flog it. Selling on eBay* usually pays best, yet to really get the eBay cash rolling in, you need to know the etiquette and shortcuts.
Our 40+ eBay Selling Tricks guide offers a crash course, including how to cut fees, close auctions at the best time and sell for more with 120 keywords that boost prices (eg, 'authentic' beats 'genuine').

Sell for free on local Facebook groups

Local Facebook groups are where, instead of eBaying second-hand goods, people harness Facebook's power to sell to others in the local community. The best bit is there are NO fees, so you keep the profit.

For a crash course in how to earn £100s, see our Facebook Selling guide. It tells you how to find the right local groups and get the best price, plus make sure you stay safe when selling.

Quicker cash for old CDs, DVDs & more

 Cash for old media Several sites let you quickly trade in old CDs, DVDs, computer games and Blu-rays for cash. The sites are easy to use and give instant quotes, so if you've got loads to get rid of, you could speedily make a bit extra. Also see how to get max cash for old books.
How do I do it? Type in the barcode, ISBN or product name on the site to get an instant valuation. Each site is different, and some offer more for certain items than others, so always compare a few. Some also have a minimum number of items you need to trade in, or a minimum overall value needed, so you may need a few to sell.
Once you've compared and found the top payer, you simply accept the valuations and send your stuff to the them. Postage is usually free, but always check. Always ensure items are packed well, as, in most cases, any that fail basic quality checks will not be sent back to you.
You'll then get paid, either by cheque, PayPal or bank transfer, depending which service you've used. All these companies aim to send payment for accepted items within about seven or eight days of receiving them, though forumites' feedback suggests it can be longer.
How much? It varies but as a rough guide, you'll generally get up to £1 for CDs, £1.50 for DVDs and £10 for computer games, though it can be a lot less. Where these sites win is convenience.
The top trade-in sites. This table shows the main players, and what you can trade in with each. They have been chosen based on feedback from the forum. If you've had a positive or negative experience with any of these, please post in the individual forum threads.
Remember there's no protection if things go wrong or a site goes bust. We don't check companies' solvency.
Blu-rays Books CDs DVDs Games What's feedback like?
WeBuyBooks




Forumites' fave WeBuyBooks.co.uk can be the top payer for books, and some DVDs and CDs. Please feed back your experiences.
CeX




CeX has been trading for nearly 25 years, and offers cash or store credit for trade-ins. Please feed back what you thought.
Ziffit




A slightly newer outfit than the others, Ziffit is popular with forumites and pays quickly. Please feed back.
GameXchange




GameXchange is generally best for retro games (postage isn't free). Please feed back.
Music Magpie*




Music Magpie is well-established and feedback's reasonable, though prices aren't always top and payouts can be slow. Please feed back your views.
Momox




Forumites rate Momox for trading in books, though CDs/DVDs aren't so well paid. Please feed back what you thought.
Can I do better elsewhere? Yes. Though hoarders of '90s CD relics and games could make £100s on the side, for more recent items you may be better off selling 'em individually on eBay* or other auction sites. You may do better trading in computer games at high street game shops – check these too.

Get max cash for old books

Get max cash for old books Listing books one-by-one on eBay* may get the most cash, but it'll take some time. One of the best options for selling old books is Amazon Marketplace*, as you need only search for the book and write a short description. Your listing stays up till it sells.
Amazon provides full reviews of most from its database – if you're listing a few in one go, this saves time. It automatically adds £2.80 for delivery, so ensure your sale price covers postage if it's a heavy tome.

If you're a professional seller then you will have to pay £25 a month, but if you're just selling a few items it's 75p per item. For books Amazon then charges 15% on top as a fee. (It's different for other items, for a full list see Amazon fees.)
Use trade-in sites for less hassle. If you need speed and ease, trade-in website WeBuyBooks.co.uk and Ziffit let you enter details, they offer a price, and you post books free. Prices can be lower than selling them yourself though.
How much? Potentially £100s if you're selling pricey textbooks, less if it's old paperbacks.
Find out more: See the forum's Sell Your Books thread.

Flog your old wedding dress – can fetch £500+

Wedding dress If you've an old bridal gown boxed up in the loft, dig it out and turn it into cash. You could get £500+ for a sought-after dress by a well-known designer, and depending on how popular your gown is, you could get the money in time for Christmas.

A host of wedding dress selling sites promise help. Here, you upload a description and some photos. The buyer usually comes round in person to try it on.

As you set the price, first find your frock's true worth. Check eBay to see how much similar dresses have sold for – just fill in the search box and tick "completed items" on the left-hand grey bar.

Don't just post items to strangers though – it's far better to get paid cash in hand. Even if you accept a cheque, it can take a week for it to clear. The exception's eBay, which tends to have better protection.

How much? This can be big money, as forumite fran-o found: "I put my dress on Preloved and had interest from someone who had tried it on in a bridal shop. She came to try on and bought it for £550. Very happy!" If you've sold one, let us know how you got on in the Sell Your Wedding Dress forum thread.

The top FREE wedding dress selling sites. If you're looking for speed, you might want to consider the paid-for sites below, but if you can wait, first try your luck on the fee-free sites.

MoneySavers rate classifieds site Preloved* for selling wedding frocks. It's free to sell on and is popular with brides hunting for second-hand gowns. You can also try wedding planning site Confetti's basic, forum-style for-sale section, as well as popular classifieds site Gumtree.

Also worth adding is The Dressmarket, where a basic advert with one photo is free (it makes money from selling optional upgrades, eg, extra photos).
The top paid-for sites. No joy on the freebies? While it has a mammoth audience, eBay* charges steep fees. You can list 20 items free a month, but if the dress sells, you pay 10% of the sale price, including postage.

There are also specialist bridal gown selling sites, which are especially good if you're selling a frock by a named designer. Check out SellMyWeddingDress (£10 for six months' advertising) and StillWhite (£17, but your ad stays up till it sells). While we've little feedback from MoneySavers who've sold via these, we hear good things from buyers.
As a rough rule of thumb, eBay wins over the specialist paid-for sites if your dress sells for less than £100.

Spot and flog from car boot/garage sales

If you've an eye for car booty, buy items cheaply and sell them at a profit on eBay or other auction sites. Be sure to arrive early to beat other bargain hunters. You can use Car Boot Junction or Carbootsales.org to find your nearest car boot sale.
car boot The big money lies in spotting collectables to sell on, so research online first or (subtly) use your mobile phone's web browser.
There's a quick way to glean a product's market value on eBay*. Fill in the search box and tick 'completed listings' on the left-hand grey bar. It'll come up with a list of prices similar auctions have already fetched. Then sort by "Price: lowest first".
How much? The earning potential increases with your knowledge of rare items and collectable brands, and a little luck doesn't go amiss either. If you're in the right place at the right time, this could net you £100s extra a year.
Find out more: For more hints, ask on the eBay, Auctions, Car Boot & Jumble Sales forum board.

Flog old gold

Get cash for old gold “Sell unwanted gold for CASH!” TV, mags and billboard ads pulse with promises, yet rarely seem to live up to them.
However, amid the scrap are shining examples – meaning £14 per 9ct stud earrings and £55 per 18ct gold ring is possible. Full tips on avoiding rip-offs and maximising your earnings in Sell Gold for Max Cash.

Sell your story

Journalists are always looking for dramatic stories. If you've been in an extreme situation, come close to death or have any other gripping or extraordinary tales to tell about your life, why not get paid and have it published? Even amusing photos can earn good cash prizes in some magazines.
Sell your story Many magazines pay a premium for interesting letters and photos. Love It! magazine pays £100 if your printed pic wins its Cute Wars comp (email cute@loveitmagazine.co.uk).
Love It! also pays out £50 for shameful holiday snaps (dodgy sunburn, tanning disasters) that win its You've Been Shamed category (email shamed@loveitmagazine.co.uk).

Woman's Own's Smart Shopper page pays £25 for every money saving reader tip that it uses. (Email womansown@timeinc.com).
How much? A 'star letter' will usually fetch at least £20 in magazines, pictures up to £100.
Find out more: Join the discussion, read other MoneySavers' top suggestions, or add your own in the Sell your story thread.

Recycle old printer cartridges for cash

recycle old printer cartridges Printer cartridges are expensive, sometimes even more costly than the printers themselves. So, next time one runs out, offset the cost of a new one by recycling the empty one for cash, or Tesco Clubcard points.
There are lots of recycling sites out there, so do a bit of research to find out which are the best payers for your cartridges – some pay as much as £2 per cartridge, though it's usually much less. Try Cash For Cartridges, Recycle Ink Cartridges and Infotone.
Though some recycling sites will take your empty cartridges, they may only pay for certain ones, so check feedback and compare prices.
Alternatively, recycle the empty cartridges with Tesco and earn up to 125 Clubcard points for each cartridge. Each point is worth 1p in store but up to four times as much if you redeem on goodies with Clubcard Boost such as breakdown cover, days out and holidays away. See The Recycling Factory for full details.
Read more about Tesco Clubcard: There's more on maximising Tesco Clubcard points in the Boost Tesco Points guide.
Find out more: Join the discussion, read other MoneySavers' recommendations, or add your own, in the Recycling printer cartridges for cash thread.

Profit from lost luggage auctions

Ever watched Storage Hunters, the U.S. show where people bid for the mystery contents of storage units? Now you can do it yourself, with lost luggage auctions.
lost luggage auctions When airlines are unable to reunite lost bags with their rightful owners, they often sell them off via specialist auction houses, usually costing £10-£75. For a full guide, including which auction houses do this, see Lost Luggage Auctions.

It's also worth checking out Police Auctions, where forces in England and Wales use an eBay-style site to sell lost property or goods seized from criminals when they can't find the rightful owner. It's cracking for bicycles, among other things.

Rent it out for cash

It's amazing what you can rent out for cash, especially if you live in a busy area. Ensure you get the most out of your property – even your parking space can be profitable.

Earn £7,500 tax-free by taking a lodger

If you've space and don't mind a stranger intruding on your Game of Thrones-watching time, getting a lodger is a fast way to earn £100s. The doozy is that on 6 April 2016, the amount you could earn tax-free letting a spare room via the Government's Rent a Room scheme was boosted from £4,250 to £7,500/year.
The scheme applies when you rent out a furnished room in your home to a lodger or or take short-term guests through Airbnb (see Airbnb Room Renting Tips). It also applies if you run a B&B/guest house. It works whether you live in England, Wales, Scotland or Northern Ireland.

If you're renting out a room, you have two options to reduce tax, though you can only use one of them, not both. So work out the best option for you first.
  • The Rent a Room scheme. This is a huge tax break for most and really ups the gain. You don't pay tax on the first £7,500 you make each year from renting out a room (halved if you share the income with a partner/someone else).

    If your income's below this threshold, you don't need to do anything, as the tax exemption is automatic. If it's higher, you must complete a tax return – you then opt into the scheme and pay tax on the remaining amount. For more, see the Government's Rent a Room scheme info.
  • Deducting expenses. Alternatively, HMRC allows landlords to knock certain costs off before working out how much tax to pay. This includes guests' share of utility bills and home insurance (see the quick question below for more).

    You can choose not to opt in to the Rent a Room scheme and instead record your income and expenses on the property pages of your tax return. This can be a bigger saving in a few cases - though if your expenses are less than £7,500 it's likely you may be better off with the Rent a Room scheme.

    If you rent out your entire property rather than just a room through Airbnb etc, this is your only option, as you can't take part in the Rent a Room scheme.
Quick question
What counts as an 'expense'?

How to find a lodger

If you want to let a room on a longer-term basis, try SpareRoom and the room-to-rent section of Gumtree, which hook up people with housemates. Both are free to list on, though there are optional upgrades such as promoted adverts.

Another option's MondaytoFriday, a site geared towards part-time renters looking for weekday-only places, so you get your space back at weekends. A standard ad that runs for six weeks costs £29.95, so it could be worth trying Gumtree or spare room first and marking your listing 'Monday to Friday only'.

Temporarily rent out a room or your whole home on Airbnb

Airbnb and other similar sites link up owners with travellers hunting for a short-term place to stay, whether for holidays or sports events like Wimbledon. If you're renting out a room for holiday stays (not the whole house), you get the £7,500 Rent a Room allowance too. Our 20+ Airbnb Hosting Tips guide is a crash course offers safely letting your spare room or entire property for short periods.

Get cash for spare storage space

If you've unused space in a loft, garage or spare room, Storemates puts you in touch with folk who need space. It's free to register and list, but it charges 15% of the monthly rent if you find a match.
How much can you get? Storemates recommends charging 50% of commercial price. It automatically suggests a price, but you can charge what you like. For example, a 20 sq ft loft space in south London could net £600/year.

Some forumites report earning up to £40 a month, but others say they've had no response. So it's worth a punt, but not a guaranteed money-spinner.

How do I join? Register on the Storemates website and list a storage space. If someone's interested, they'll contact you via the site and arrange to check out your space. It provides a template legal contract to help sort the terms.

Will I need to pay tax on my earnings? Earnings will need to be declared. However, from April 2017 you will be able to earn up to £1,000 tax–free from your property, which includes renting out your storage space. See the Online Sellers and Room-Renters given £1,000 tax breaks MSE News story.

Will this affect my home insurance? Renting out part of your property for business purposes without telling your insurer could invalidate your home cover. Call it and say you're planning to list your storage space. They usually decide on a case-by-case basis, but may extend your existing policy for a small fee. If not, try a broker - see our Rent a room home insurance system as the principle is similar.

Anything else to watch for? Be prepared to settle any disputes yourself, and check you're comfortable with what's being stored. Don't agree to store valuables. This is because if you have to claim for damage to someone else's items, most standard insurance policies won't cover this. If you try it, please feed back in the Rent your storage space discussion.

Rent out your parking area

Is your driveway paved with gold? If you live near a city centre, airport, train station or footie ground, it might be. You can earn cold hard cash each month by renting out your drive. Read the Rent Your Parking Space guide for more.

Rent out your house as a film set

Film and TV production teams are always on the look out for homes and areas they can shoot in. Your home needn't be Downton Abbey to qualify – all shapes and sizes can be desired, and rates of pay can be pretty good.
A number of online agencies will list your property for free, taking commission once your property is chosen for a shoot (this varies depending on the property).
Sites worth a look include Lavish Locations, Amazing Space and ShootFactory. See the film set forum thread for more suggestions and feedback. Never use any that charge a large upfront fee.
How much? It varies widely, but if your property's chosen, as a rough guide you can expect from £500 to £2,000 a day. And you get to brag about it. Don't bank on being selected though; there are many more properties than film crews.
What kind of home do you need? Living within the M25 boosts your chances, as does unrestricted parking nearby. Crews also prefer bigger rooms with plenty of natural light. A state-of-the-art kitchen might net bookings for cookbook or lifestyle magazine shoots.
Will this affect my home insurance? Most agencies have their own insurance for breakages, however renting out part of your property for business purposes without telling your insurer could invalidate your home cover. Tell it first if a film crew's about to rock up.
Do I pay tax on my earnings? You'll have to declare you earnings so it depends on your circumstances. From April 2017 you'll be able to earn £1,000 tax–free from your property. See the Online Sellers and Room-Renters given £1,000 tax breaks MSE News story.
Find out more: Join the discussion, read other MoneySavers' top suggestions or add your own in the Rent your house as a film location discussion.

Reclaim, reclaim, reclaim

Right across finance, companies have been taking or holding money when they shouldn't. These days it's easy to fight back. This can mean a boost of £1,000s to your finances in just one go.

Tax rebate for uniform wearers

If you wear a uniform at work, and have to wash, repair or replace it yourself, you may be able to reclaim £100s of tax for up to five years of expenses.
This applies whether it's just a branded T-shirt or you're a fully-uniformed pilot, police officer or nurse. Read the full Uniforms Tax Rebate guide.

Reclaim packaged bank account fees

If you've ever had a packaged bank account (where you pay £10-£20 a month for add-ons such as travel insurance) that you didn't ask for, or couldn't use the benefits, try our free Reclaim Packaged Bank Fees tool.

There’s growing evidence accounts were systemically mis-sold – with many flogged worthless added insurance. You may be able to reclaim £100s or £1,000s.

Switched energy in the last six years? Get £100s back in minutes

Disgustingly, if you've switched energy firm in the last six years and were in credit, some providers operated a 'don't ask, don't get' policy. That's mostly changed now, but if you didn't get your money, even if it was years ago, you can still ask.
It only takes a minute or two - see the Reclaim Old Energy Credit Back guide. Many get £100s.

Find £100s of lost Tesco vouchers

Check your Clubcard account online to see if you’ve any unused vouchers or able to reclaim lost ones going back two years - some people find £100s. Full help to do that in the Reclaim Tesco Vouchers guide.

The guide also shows how you can increase their value up to fourfold.

Check your tax code – you could be due big money

reclaim tax on work uniform A National Audit Office report's exposed how 3.2m people between April 2014 and Oct 2015 had an incorrect tax code. Some will have paid too much and are due cash back, others too little and may have a horrid shock coming.
It all depends on how wrong your banding was, but it can range from tens of pounds to thousands. One forum user managed to claim over £5,000. Use our Tax Code Checker guide and tool to work out if your code is correct.

Reclaim for train and tube delays

Leaves on the line, the wrong kind of snow and service faults... delays are all too common on our railways. But it's possible to claim for a delay if you know your rights. Full details in our Train Delays and Tube Delays guides.
Plus if you've an Oyster card or use Tfl, you may be due a share of more than £200 million. There's big money sloshing about - if you failed to touch your Oyster out you can often claim back the excess (some have got £70 on this).

Plus if you now use your contactless card instead, or if you've an old Oyster, you can claim back old credit. See our Oyster card reclaiming guide for a how-to.

Reclaim phone/broadband credit

If you've switched TV, mobile, broadband or phone providers in the last six years, there's a very real chance you're owed a little cash. One forumite was amazed to get £144 back from TalkTalk.
The Reclaim Phone Credit guide has more info, plus a full list of contact numbers for providers.

PPI reclaiming

Reclaim for flight delays If you've got or had a loan, credit or store card with payment protection insurance (PPI) in the past 10 years, you may be able to reclaim £1,000s - for FREE.

We regularly see success stories of over £10,000. Yet the regulator's announced plans for a time-bar on claims, so check now.
Don't hand 30% to a no-win, no-fee claims handler. Read the step-by-step guides to PPI Reclaiming and Credit Card PPI Reclaiming, including template letters and FAQs.

Find lost assets

reclaim lost assetsBillions languish unused in old bank accounts, pensions, life assurance, Premium Bonds and investments, whether forgotten in a house move, lost through a work change, or simply overlooked in the hurly-burly of modern life.
Yet it's usually easy and, in many cases, free to reclaim cash that belongs to you or your family. See the Reclaim Lost Assets guide.

Reclaim bank charges

If you've been hit with bank charges in the past few years and are in financial hardship, you can ask for them back.
It all depends on your circumstances, but if you incurred charges of £35, four times a year for the last six years, then on average that all adds up to a huge £840 payback.
See the Bank Charges Reclaiming guide for full help.

Council tax rebanding

councial tax The council tax system in England and Scotland is fundamentally flawed. Many people are in the wrong band. It takes 10 minutes to check if you're one of them using our step-by-step Council Tax Rebanding guide.

Reclaim for flight delays

Reclaim for flight delays If you're delayed by more than three hours or your flight's cancelled, you are often entitled to between £100 and £470 in compensation.
See Flight Delays for a full step-by-step compensation guide, including template letters on how to get your money back for free and how to stop the airlines squirming out of paying.

Car or bike damaged by a pothole? Claim for it!

Whichever authority controls a road has a legal duty to maintain it to a fit standard. If it doesn't, and your car's damaged, it should pay for repairs.

Often you will only get a payout if you can prove negligence, but it's worth giving it a go. Full details in our Pothole claims guide.

Get paid for your opinion

Many companies' and public organisations' desperate need to test, talk about and try out their products or ideas on people gives you a great opportunity to cash in.

Sign up to online survey sites

Willing to give views on One Direction, washing-up liquid or quitting the EU? Our Top 20 Online Survey Sites guide shows how to make cash by filling in surveys. Committed survey-doers can get £200ish a year.

Attend face-to-face focus groups

Traditional market research focus groups pay generously per session, though you're limited to a few a year.

All it involves is giving opinions, usually with free sarnies, and you can walk away with £30 to £160. To get started, sign up with the top agencies listed in our list of Face-to-face focus groups.

Get paid to watch telly

Telly addicts can cash in by getting paid for their opinion. Theviewers.co.uk sources research panels for broadcasters and programme makers.
Projects can include giving feedback on TV programmes before they hit screens, coming up with catchy titles or deciding which personalities should get more airtime.
You can attend face-to-face research groups (these are usually in big cities around the UK), fill in surveys online or do both.
Anyone over 16 can sign up through the theviewers.co.uk website and you'll have to fill in a questionnaire on your viewing habits. This allows it to provide info to TV companies that helps them either select the right demographic for each piece of research or make sure they are gathering a wide range of opinions.
How much? You'll get £40-£70 for a two-hour face-to-face group discussion and it's usually paid in cash straight after the event. Occasionally, there will be an online version of a focus group, paying the same amount.
The amount paid for online survey varies, for example, members are often given a choice of 50p via PayPal or a 1 in 5 chance of winning a £5 Amazon voucher.
Find out more: See a list of other websites where you can get paid for you opinion in our Survey Sites guide.

Become a mystery shopper

High-street retailers are desperate to check their in-store customer service is up to scratch, and contract mystery shopping agencies to do so.
They employ you to visit a specific shop or pub, to rate service quality or the quality of their goods. If you fancy a bit of 'cloak and dagger' identity, this can be great fun too.
Three of the most popular sites are Grassroots, Gapbuster and Retail Maxim.
How much? Payment for this type of work varies hugely between agencies. Some pay in gift vouchers, others simply give you free items. Some will pay you cash too, sometimes as much as £30 a day.
Find out more: Join the discussion, read other MoneySavers' top suggestions or add your own in the Mystery shopping discussion thread.

Work from home

If you're unable to leave your home, whether due to childcare commitments or disability, working from your kitchen or spare room can leave you quids in too. Working on your own isn't for everyone though, so make sure you're OK with a spot of solitude.

Make £100s as a serial bank-account switcher

Some banks bribe you with free cash to switch. Repeatedly switch to bag sign-up bonuses and you could earn £100s.

One MoneySaver told us he made £800 switching again and again - for tips and the best incentives currently on offer, see Best Bank Accounts.

Earn cash online

If you've a computer or smartphone, there's a host of small ways to boost your coffers. Our 30 Make Money Online Tips lists 35 (legit) ways to make money online.

You can get paid just to watch videos, write, search on Google, make your own YouTube clips and much more.

Get PAID £10 to check your credit file(s)

It's crucial to ensure your credit files are correct and you should check them regularly. Though do it right and we've a trick that gets you PAID to check your credit file.

Get paid £25ish/mth to watch vids and play games

Mega-popular with forumites, Swagbucks gets paid for ads/market research, and you get a cut - often being paid in a month.

See Earn Cash Online for a full how-to, including a link for you to accrue £5 and get a bonus £10.

Bank with Nationwide? Get £100 for you and a friend

If you've a Nationwide FlexAccount, FlexDirect or FlexPlus account, and you rate it, if you refer a friend who opens one, you get £100 and so do they.

You can refer up to 10 friends each year, so that's a grand. See Best Bank Accounts for more details.

Get paid to check shops' prices

If you've an iPhone, take on a mission (should you choose to accept it) from free app Field Agent; it pays up to £10/job to check prices/snap photos.

Yet you're competing against others for jobs, so don't get too excited. See our Make Money Online guide for this and more money-making apps.


Enter contests as a cash boosting hobby

From cars to £20,000 cash, five-star USA holidays to £10,000 Tesco gift cards or even two years' rent paid, MoneySavers have won it all. It's all about 'comping', a potentially profitable hobby for the lucky.
Comping's about systematically sourcing and entering hundreds of the contests, using web gadgets to fill out forms at speed, answer questions and help with tie-breakers. There's full help in the 40+ Comping Tips guide.

Do some freelance work

freelance workIf you've skills in a specific area, you may be able to do a little freelancing on the side.
International project recruitment site PeoplePerHour allows companies to list projects they want completed. Freelancers 'bid' on projects, saying why they'll be the most suitable candidate and entering their price for the work. The site's free to join and bid on work, but a fee is taken out of your pay for each job.
How much? It depends on the job, the duration and skills involved, and how many freelancers are competing for it. The only drawback is you might find yourself competing against workers from countries with a much lower cost of living, who can undercut you.
Find out more: Join the discussion, read other MoneySavers' top suggestions or add your own in the Freelancer discussion thread.

Take in foreign exchange students

freelance workRenting out a room provides a stream of ready money, and a handy tax break means you can keep a decent chunk of it out of the taxman's hands.
Get in touch with local secondary and language schools to enquire about how often they take students, and the vetting process. This can be a tidy little earner.
How much? Rates of pay vary depending on the level of accommodation you provide, but as a very rough guide you can expect to earn upwards of £80 per week per student.
Find out more: Join the discussion and read other MoneySavers' top suggestions or add your own in the Take in foreign exchange students discussion.

Solve companies' problems

Several companies put problems online and offer cash to people who can come up with effective solutions.
While not a guaranteed way to grab cash, these can be an interesting, fun, and lucrative way to spend your spare time if you're a business or science boff.
At InnoCentive companies post dozens of challenges offering big money for the best solutions, though they're often quite technical. A typical example's £5,000 for low-cost labelling solutions for reuseable glass containers.
Also worth a look is Idea Connection. Register and it sends you email invites to help solve firms' problems for cash.
How much? It depends on the challenge, but top paying solutions can be worth about £600,000 if you come up with a brilliant idea.
Find out more: Join the Solve companies' problems for pay discussion.

Iron out your finances

Set up a professional ironing service, advertising in local shops and newspapers. A good tip is to advertise in the poshest part of town; that way you can charge more.